MANAGEMENT_ENDPOINT_HEALTH_GROUP_READINESS_INCLUDE=readinessState,db puts the datasource into Spring Boot's readiness group, which shipped with readinessState alone: a total database outage left the pod 1/1 Ready while every request failed. Naming the members replaces the default, so readinessState is repeated. The liveness group stays untouched on purpose, because an outage has to keep traffic away rather than add a crash loop to it.
MANAGEMENT_HEALTH_MAIL_ENABLED=false removes the mail indicator, which pinned the aggregate /actuator/health at 503 for the whole life of a healthy release, because the chart's mail wiring points at localhost:1025 where nothing listens. values.yaml and NOTES.txt document what that costs and when it has to be switched back on.