Add install-test stage to the PR pipeline (k3d)

New install-test job in validate-charts.yml: for exactly the charts a PR
changes, install them into an ephemeral k3d cluster (pinned k3d v5.9.0,
k3s v1.35.5-k3s1) and require every Deployment/StatefulSet to become
Ready. Runs non-blocking (continue-on-error) during the stabilization
phase.

Fixtures live at the repo root under ci/ (not inside chart directories,
so they neither trigger publishes on merge nor get packaged): a stub
OnePasswordItem CRD, per-chart test values and fixtures (dummy secrets
with in-cluster DSNs, throwaway postgres/redis/dex, synapse-generate
seed job, static hostPath PVs where charts pin storage classes or need
RWX), plus a shared ci/run-install-test.sh harness that also runs
locally.

Excluded with documented reasons (ci/excluded-charts.txt): satisfactory
(multi-GB image), teamspeak-server (TS6 beta license expired, image
crashes on start), template-chart (placeholder image).

All 14 non-excluded charts verified locally in k3d using only the
committed fixtures.

ci/apache-tika/test-values.yaml

@@ -0,0 +1,3 @@
+# apache-tika needs no extra values for a CI install: no secrets, no ingress,
+# no persistence.
+{}